You absolutely MUST check out Mint. It is the coolest, most helpful, most personal bettering (that a word?) website I think I have ever stumbled upon.
Essentially it's meant to help you pay bills, balance a budget (which it creates for you based on your income and financial transactions) and generally show you how you use and spend in the most easy-to-understand way possible. SO GOOD.
Now I have to go spend some money on things I can't afford, so you should go ahead and check out this site. Your wallet will thank you!
On a side note, I am so sick of people bitching about the recession. For many of us, we weren't making any more before and we still aren't making any... at least I have a job, I guess.